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Legal Notice


Use of Site


The Assurance Group, Inc. (also referred to as "TAG," "We," "Our," or "Us,") requires that each visitor ("User," "You," or "Your") to this Internet Web site on the World Wide Web ("Site") adhere to the following Terms and Conditions, which may have been revised since You last visited this Site. Please Read these Terms and Conditions carefully before using this Site. By accessing this Site, each User acknowledges that he or she has read, understands, and accepts each of the Terms and Conditions. Each User is bound by any revisions to these Terms and Conditions and should visit this page at each visit to review the current Terms and Conditions. If the User does not agree to all the Terms and Conditions, he or she should not use this Site.


Terms and Conditions


Informational Purposes Only

The information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product or service. It is provided solely for general informational purposes. Any insurance or non-insurance product described on this Site may have exclusions, limitations, reductions in benefits, and terms under which it may be continued in force or discontinued. For more information, please consult the referenced policy or contract. The general information about the products and services applies to the United States only. All products and services may not be available in all states.

Links appear on this Site to specific organizations, companies, or business units. Each User must view the Legal Notice, Terms of Use, or similarly described topics displayed on such linked Web sites.

No Warranty


TAG expressly disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, and accuracy. Information on this Web Site may contain inaccuracies or errors. Information on this Site may be changed or updated without notice, TAG has no obligation to update information on this Site, so such information may be out of date at any given time. TAG also may make improvements or changes in products or services described on this Site at any time without notice.


Limitation of Liability/Disclaimer


WE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM ANY USE OF THIS SITE. THESE INCLUDE BUT ARE NOT LIMITED TO, DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF, OR INABILITY TO USE, OUR SITE; (2) FAILURE OF PERFORMANCE; (3) ERROR; (4) OMISSION; (5) INTERRUPTION; (6) DEFECT; (7) DELAY IN OPERATION OR TRANSMISSION; (8) COMPUTER VIRUS; OR (9) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. IN THE EVENT THAT WE MAY BE HELD LIABLE FOR ANY DAMAGES RELATIVE TO OUR SITE, SUCH DAMAGES WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITE.

THE MATERIAL ON OUR SITE IS PROVIDED "AS IS." WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN OUR SITE, INCLUDING, BUT NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THE FUNCTIONAL APP . 'View' . DS . 'Elements' . DS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) DEFECTS WILL BE CORRECTED; (4) OUR SITE OR THE SERVERS THAT MAKE OUR SITE AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL APP . 'Controller' . DS . 'Component' OR CONDITIONS; OR (5) INFORMATION CONTAINED IN OUR SITE IS ACCURATE AS OF ANY PARTICULAR DATE. INFORMATION ON OUR SITE MAY BE MODIFIED AT ANY TIME WITHOUT NOTICE.


No Representation as to Suitability


TAG makes no representation as to the financial or other suitability of any product or service described on this Site for any User.


Copyright, Trademarks, and Service Marks


All content on this Site is protected by applicable copyright laws. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any content on this Site for commercial or public purposes. The trademarks, logos, and service marks (the "Marks") displayed on this Site are the property of The Assurance Group, Inc. Users are prohibited from using any marks for any purpose without the express written permission of TAG.


Ownership


The design, text, and images of this Site are owned, controlled, or licensed by TAG. We and/or our licensors retain all rights, titles, and interest to all material provided on this Site. The posting of information and material on this Site does not constitute a waiver by TAG or any of our licensors of any rights in such material and does not transfer any rights to any User of this Site.


Linking


TAG prohibits caching, hypertext links to this Site, and the framing of any services, without the express written permission of TAG.

This Site may contain hyperlinks to Web sites operated, owned, or maintained by parties other than TAG. Such hyperlinks are provided solely as a matter of convenience. TAG does not control such Web sites and is not responsible for their contents. The inclusion of hyperlinks to such Web sites does not imply any endorsement, approval, or certification by TAG of the material on such Web sites or any association with their operators. Access to any other Web site linked to this Site is at the User's own risk.


Privacy


TAG adheres to all laws regarding the privacy of information submitted by Users of this Site. To review TAG's Privacy Policy please click on Privacy Policy. Although this Site may contain links to other Web sites, We are not responsible for the privacy practices employed by the other Web sites. In addition, unless stated otherwise, TAG cannot guarantee the security of any data that is submitted through the Internet by eMail.

TAG currently does not collect personally identifiable information (information that reveals the visitor's identity) about a visitor on our Site unless the visitor knowingly and voluntarily provides such information.


Online Privacy Notice


If You are an individual consumer located in California or other applicable state (if any) this notice is given to You pursuant to state law. In addresses personally identifiable information collected by Us about You when You visit or use this Site.

We will not collect, use, or disclose any personally identifiable information, unless You provide the information to Us. Should You correspond to Us by eMail, We will collect from You Your eMail address and any information included in Your eMail to us. Your eMail address and the content of Your eMail will be shared with, or disclosed to, third parties as necessary in order to address the content of Your eMail.

Information that You provide to Us will not be sold to a third party.

This section of the Legal Notice will be changed if there is a change regarding the information collected on this Site, the third party or parties to which We disclose the information, the purpose for which the information is collected, or for any other changes relating to this online privacy notice. You should review this section each time You visit this Site.

You may be able to access other Web sites from this Site by a link appearing on this Site. If you are an individual consumer, You should refer to the Online Privacy Policy appearing on that Web site when You visit it.


eMail Usage


While We wish to promote the privacy of individual eMail users, We cannot guarantee the security or privacy of Your eMail transmission to Us or to others from this Site. You should consider whether it is appropriate to use eMail to send confidential messages or information to Us. You bear all responsibility for Your use of eMail. We shall not be responsible or liable for any of Your actions or any consequences resulting from Your use of eMail, including but not limited to misaddressing, lost, or undelivered eMail messages.


Product Availability


The products and services described in the Site relate to products and services within the United States. Such products and services may not be available in all states.


Laws and Regulations


Access to, and use of, this Site are subject to all applicable federal, state, and local laws and regulations in the United States. If You access an international Web site of one of Our partners from this Site, such international Web site is subject to the applicable laws of the jurisdiction(s) to which such company or companies are subject.


Access to Password Protected or Secure Areas


Access to, and use of, password protected or secure areas of this Site are restricted to authorized persons only. Any User who accesses or attempts to access such areas without authorization may be subject to prosecution.


Forward-looking Statements


This Site includes "forward-looking statements" that express expectations of future events and/or results. All statements based on future expectations rather than on historical facts are forward-looking statements that involve a number of risks and uncertainties, and no assurances can be given that such statements will prove to be correct.


Changes to Terms and Conditions


TAG reserves the right to revise the Terms and Conditions at any time and You, as a User, are deemed to be apprised of and bound by any changes to these Terms and Conditions each time You visit this Site.


Violations of Terms and Conditions


TAG reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including the right to block access from a particular Internet address to this Site.